Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

At Regions, the Enterprise Operations Loan Fraud Investigator investigates fraudulent, illegal or improper consumer loans, credit cards, mortgage and home equity loan activities.

Primary Responsibilities

• Conducts full file review including a second verification of data submitted in origination files
• Maintains case files and database to support suspicious activity reporting completed by the Bank Secrecy Act (BSA) business unit
• Investigates and files all title claims resulting from improper actions by closing agents on mortgage files
• Investigates and files all claims resulting from improper actions for Home Equity/ Credit Cards/ Consumer Loans to prevent losses for Regions and/or borrower of loan
• Reviews loan based on suspicious activity to prevent future fraud and losses
• Provides training/ awareness to business unit based on suspicious activity to prevent future fraud and or losses

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

• High School Diploma or GED
• Six (6) years of general mortgage or compliance experience

Skills and Competencies

• Detail oriented
• Good communication, problem solving and research skills
• Good understanding of the appraisal process
• Great analytical and organizational skills
• Knowledge of the mortgage environment, process and procedures
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)

This position is intended to be onsite, now or in the near future. Associates will have regular work hours, including full days in the office three or more days a week. The manager will set the work schedule for this position, including in-office expectations. Regions will not provide relocation assistance for this position, and relocation would be at your expense. This position must be within a reasonable driving distance to a Branch, Consumer Operations, or Professional Office Building with the primary locations being for Birmingham, AL. Exceptions to the geographic location requirement may be made for current Regions associates who work remotely.

Regions will not sponsor applicants for work visas for this position at this time. Applicants for this position must currently be authorized to work in the United States on a full-time basis.

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

50th Percentile:

Incentive Pay Plans:

Location:

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.