Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

At Regions, the Credit Risk Analyst – Capital Markets performs advanced credit risk analyst duties as a second line of defense function for the Regions’ Capital Markets business.

Primary Responsibilities

• Conducts complex identification, measurement, monitoring and reporting tasks related to the Capital Markets portfolio
• Designs, develops and reports independent analyses
• Resolves a range of problems and analyses solutions using standard procedures
• Reviews credit approval packages in preparation for approval discussions. Provides summary of analysis and recommended questions for the meeting
• Reviews and approves application letters and commitment letters for transactions approved by Real Estate Capital Markets
• Completes and distributes a summary of all initial loan approvals to include any conditions for approvals as requirements for final approval package
• Reviews detailed reports to monitor loan performance. Identifies potential performance issues and follows up with first line and credit risk parties to determine where loans warrant risk rating reviews
• Reviews risk rating documentation and provides feedback
• Acts as a resource to the team on topics related to policies, procedures, servicing requirements and capital markets-related reports

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

• Bachelor’s degree in Business, Finance, Risk Management, or related field
• Five (5) years of related experience
• Working knowledge of fundamental risk theories, principles, and concepts

Skills and Competencies

• Ability to learn additional systems as needed
• Ability to research, analyze data, and derive facts
• Ability to work in a team environment when applicable
• Ability to work under moderate guidance
• Ability to work under pressure and meet deadlines
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
• Strong verbal, written communication, and organizational skills
• Strong work ethic and self-motivation

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$84,757.75 USD

50th Percentile:

$115,960.00 USD

Incentive Pay Plans:

This job may participate in an annual discretionary bonus plan.

Location:

Atlanta, Georgia

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.