Credit Products Commercial Portfolio Management Leader
Regions Bank
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
At Regions, the Credit Products Commercial Portfolio Management Leader is responsible for leading a team of Credit Products Commercial Portfolio Managers and Analysts. This position actively manages the portfolio management pipeline for new and renewing credits, workflow and issue resolution and keeps key stakeholders proactively informed on workflow management.
Primary Responsibilities
Ensures new loans and renewals are underwritten to prudent risk standards and are in compliance with the commercial loan policy and the credit risk management policy
Supports, communicates and leads new risk management initiatives in partnership with Credit Products Risk Compliance
Serves as a coaching resource around client selectivity, loan structuring, underwriting, servicing and risk rating
Maintains limited client portfolio direct management
Hires/develops/coaches/manages Credit Products personnel
Ensures Regions is building the best team and a bench to replace talent at all levels as needed
Creates and maintains strong working relationships with key stakeholders including Credit Products Managers, Credit Products Associates, Credit Officers, Coverage Bankers, Business Unit Leadership, Geography Leadership and Human Resources
Maintains strong culture of risk rating timeliness and accuracy. Leads culture of dynamic risk rating
Ensures credit monitoring and servicing is timely and accurate
Partners with Credit Officers to serve as Area or Group point of contact for Credit Review, Problem Asset Management, and internal and external auditors in partnership with the Credit Products Risk Compliance Group
Assumes overall responsibility for all underwriting and portfolio management functions within the team
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
This position is incentive eligible.
Requirements
BA/BBA/MBA and completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)
Ten (10) years of commercial/corporate banking experience
Preferences
Significant accounting, finance and capital markets knowledge and commercial banking experience
Two (2) years of coaching, leadership, and/or management experience
Skills and Competencies
Demonstrated self-starter with strong work ethic, excellent verbal and written communication skills, interpersonal skills, problem solving skills, multi-tasking skills, time management skills, and ability to lead and coach
Ability to build a cohesive team that incorporates core values and creates a motivational environment that achieves business and credit risk goals
Strong working knowledge of the group’s emerging and key risks
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum:
$163,297.75 USD50th Percentile:
$201,670.00 USDIncentive Pay Plans:
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.Opportunity to participate in the Long Term Incentive Plan.Location:
Nashville, TennesseeEqual Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.