Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

At Regions, the Credit Products Enterprise Valuation Group (the “EV Group”) is an independent team within Commercial Credit Risk Management that develops an enterprise value primarily for borrowers that are designated leveraged lending relationships. The Credit Products Client Enterprise Valuation Associate II supports Specialized Industries, Regions Business Capital, and C&I units, as well as other parts of the bank in establishing a range of enterprise values for leveraged transactions, while maintaining independence from the line of business when developing their analysis and valuation conclusions.

Primary Responsibilities

• Analyzes the borrowers historical financial performance, including the impact of industry and competitive dynamics and macroeconomic events

• Reviews management prepared financial projections to determine if the assumptions used to build the projections are reasonable and supportable

• Develops an independent EV Case projection model with assumptions and key drivers well supported by factors including but not limited to:

  • Historical financial performance / trends

  • Independent industry research and business research

  • Consideration of general economic trends;

  • Utilize public data or other resources (including FactSet) for market comparables

• Develops a discounted cash flow based enterprise value for each borrower

• Prepares an EV Analysis documenting support for the assumptions used to build the EV Case projections that support the valuation conclusions

• Participates, as needed, in credit meetings on specific transactions

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor's degree in Accounting, Finance, or related field

• Five (5) years of commercial banking or investment banking experience

• Completion of a commercial banking training program

Skills and Competencies

• Self-starter

• Excellent communications skills

• Strong accounting and finance skills

• Advanced User of Excel, PowerPoint and Word, as well as knowledge of Moody's Risk Analytics software, including projection modeling

• Excellent analytical and quantitative skills

• Excellent financial modeling skills, with specific experience building discounted cash flow models

• Well organized, attention to detail, and able to manage multiple projects under pressure

This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$56,258.95 USD

50th Percentile:

$79,160.00 USD

Incentive Pay Plans:

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.

Location:

Atlanta, Georgia

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.