Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

At Regions, the Credit Risk Review Examiner conducts credit risk assessments by analyzing individual loan transactions for risk rating accuracy, policy compliance, and prudent credit risk management practices.

Primary Responsibilities

• Maintains a basic knowledge of sound lending practices, lending regulations, and the bank’s loan policy and underwriting guidelines
• Assists in developing and maintaining positive working relationships with line of business management, credit risk management, audit staff, and other departments
• Assists in analyzing trends in key quality and performance metrics, reviews transactions, and assesses processes associated with the origination and servicing of assigned loan portfolios
• Assists in identifying and monitoring evolution of key risk direction drivers for assigned portfolios
• May independently perform ad hoc analysis of credit risk issues, frequently requiring aggregation of transaction data through use of spreadsheet or database software
• Maintains specialized knowledge if appropriate as required for assigned lines of business, which may include expertise required to assess periodic validation of credit scoring models, understanding portfolio valuation techniques, etc.
• May propose appropriate ratings and risk direction assessments on occasion and participates in developing findings and conclusions, presenting results to senior managers, and in completing written reports within departmental guidelines
• Maintains information or work papers to support review process and findings

This position requires the tracking of time and is eligible for overtime hours worked in excess of 40 per week under the Fair Labor Standards Act.

This position is incentive eligible.

Requirements

• Bachelor’s degree in related field

Preferences

• Prior relevant experience, preferably in risk management

Skills and Competencies

• Ability to research, analyze data, and derive facts
• Ability to work in a team environment when applicable
• Ability to work under direct guidance
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
• Strong verbal, written communication, and organizational skills
• Strong work ethic and self-motivation

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$87,330.75 USD

50th Percentile:

$103,500.00 USD

Incentive Pay Plans:

This job is not incentive eligible.

Location:

Birmingham, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.